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Banks serve the purpose of accepting cash deposits in various forms such as current deposits, fixed deposits and savings deposits. They also perform myriad of other functions which include giving loans, discounting of Bills of Exchange and investment of funds. They take over agency functions like paying insurance premiums for their clients, arranging to send money from one place to another for their customers and purchasing and selling of securities, shares and debentures on behalf of their customers. Other miscellaneous functions of these banks includes arranging for lockers for the safe custody of gold or legal documents, collecting statistics relating to trade and industry, purchase and selling of foreign exchange, advising clients about investments and also issuing letters of credit. One can look forward for loans from banks even for consumer durable like fridge and car etc.
In Dhanbad, a mining city of Jharkhand, most of the private and public sector banks are located in Bank More and Shastri Nagar area, which is also the commercial area of the city. Almost all the nationalized and leading private banks have their branches in Dhanbad, making it easier for the people to access premium banking facilities with utmost ease. With branches from the oldest State Bank of India to the latest foreign banks, Dhanbad is slowly growing to have all the public utilities like any other metropolitan city of India.
Here are enlisted the names, addresses and phone numbers of the banks located in Dhanbad.